If you are a driver and have been involved a car accident, you will likely have to make an auto insurance claim. There are some things that every driver should be aware of before they are involved in a car accident such as what the factors are that an insurance claims adjustor considers when offering to settle a claim.
The amount of compensation that you can recover from a car accident depends on several factors, including the nature and extent of the injuries and damage as well as the insurance policy limits. Insurance adjustors do not have a uniform mode of calculating an auto insurance claim settlement but they do take the following into consideration:
Vehicle Damage: If your automobile is damaged in a car accident and you make an auto insurance claim,you will likely be asked to visit a local collision repair shop to get an estimate. You may find that your auto insurance company declines to pay for repairs if your vehicle is severely damaged.
Personal Injury: Claims involving personal injury take longer to settle than claims involving strictly damage to your vehicle. You should not rush to accept an auto insurance claim settlement offer. You should talk to car accident attorney about your situation before you agree to anything as accepting a settlement from for an auto insurance claim.
Consult With a Car Accident Lawyer
If you suffer injury in a car accident, do not settle your auto insurance claim with your insurer until you have consulted a spoken to a lawyer. Most personal injury attorneys offer free consultations and will be happy to evaluate your case.